Last updated: October 10, 2026
Welcome to Charecg. These Terms and Conditions explain the rules governing your use of our website and services. By accessing or using our website, you agree to these Terms. If you disagree with any part of them, please discontinue use of the Service.
1. Eligibility and Privacy
You must be at least 18 years old to use our Service. By accessing the website, you confirm that you meet this age requirement.
Our Privacy Policy explains how we collect, use, and protect personal information. Please review it alongside these Terms, as both apply to your use of our website.
2. External Links
Our website may contain links to third-party websites and services. Charecg does not control these external platforms and is not responsible for their content, privacy policies, products, or business practices.
Providing a link does not imply endorsement. Before using another website or sharing personal information with it, review its terms and privacy policy. Your interactions with third-party services are your responsibility.
3. Suspension and Termination
We reserve the right to suspend or terminate access to our Service, with or without prior notice, where necessary, including when a user violates these Terms.
If your access is terminated, you must stop using the Service. Termination does not affect rights or obligations that arose before it took effect. Temporary suspensions may be lifted at our discretion.
4. Service Disclaimer
Our website and services are provided on an “as is” and “as available” basis. To the extent permitted by law, we make no guarantees that the Service will always be available, uninterrupted, error-free, secure, accurate, or suitable for a particular purpose.
Although we make reasonable efforts to maintain a useful service, we cannot guarantee that every feature will meet your expectations or operate without technical problems.
Nothing in these Terms excludes any legal responsibility or consumer right that cannot lawfully be excluded.
5. Limitation of Liability
To the fullest extent permitted by applicable law, Charecg and its suppliers will not be responsible for indirect, incidental, special, or consequential losses arising from your use of, or inability to use, our Service. Such losses may include lost profits, business interruptions, data loss, or privacy-related damages.
Where liability may legally be limited, our total liability for claims relating to the Service will not exceed the amount you paid us through the Service. If you have made no payment, the maximum liability will be US$100.
These limitations apply only to the extent permitted by applicable law.
6. Governing Law and Dispute Resolution
These Terms are governed by the laws of the Federal Republic of Nigeria. Subject to applicable law, disputes relating to these Terms or our Service may be brought before a court of competent jurisdiction in Lagos State, Nigeria.
If a concern arises, please contact us first and allow a reasonable opportunity for an informal resolution. Both parties should make a genuine effort to settle the matter through communication. If an agreement cannot be reached, either party may pursue the remedies available under applicable law.
7. Rights of European Union Users
Users accessing our Service as consumers in the European Union retain any mandatory consumer protections provided by the laws of their country of residence. Nothing in these Terms removes rights that cannot legally be waived.
8. United States Legal Compliance
Users accessing our Service from the United States confirm that they are not located in a country subject to a United States government embargo and are not listed on a relevant United States government restricted-party list. Anyone unable to make these confirmations truthfully should not use the Service.
9. Severability and Waiver
If a court finds any provision of these Terms invalid or unenforceable, the remaining provisions will continue to apply. The affected provision will be interpreted or limited to the extent permitted by law.
A failure to enforce a right immediately does not mean that the right has been permanently waived. Waiving one breach does not waive a later breach.
10. Language
These Terms are written in English. If a translated version is provided, the English version will prevail in the event of a conflict, except where applicable law requires otherwise.
11. Changes to These Terms
We may revise these Terms when our services, business practices, or applicable laws change. Updates will be published on this page, and the revision date will be amended accordingly.
Where appropriate, we will make reasonable efforts to notify users of significant changes in advance. Continued use of the Service after revised Terms take effect constitutes acceptance of those changes. If you disagree with the revisions, stop using our website.
12. Contact Information
For questions, complaints, or concerns about these Terms, contact us at:
Email: bizy.com.ng@gmail.com
Please explain your inquiry clearly so we can understand and address it appropriately. We will make reasonable efforts to respond, although response times may vary.
Thank you for using Charecg. We appreciate your trust and welcome feedback that can help us improve our website and services.